Pinwheel Terms & Policies


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Privacy Policy

Last Updated: May 10, 2021.

Underdog Technologies Inc. d/b/a Pinwheel (“Pinwheel,” “we,” “our,” and/or “us”) values the privacy of individuals who use our websites (including and any of our applications or services that link to this Privacy Policy (collectively, our “Services”).  This privacy policy (the “Privacy Policy”) explains how we collect, use, and disclose personal information from users of our Services.  In addition to our Site, our Services enable individuals (“End Users”) to connect financial accounts and related platforms offered by third parties, including but not limited to payroll providers, government entities, and employers (each an “Account Provider”) to services operated by or on behalf of our customers, such as financial institutions (“Customers”).

By using our Services, you agree to the collection, use, and disclosure of your information as described in this Privacy Policy.  Beyond this Privacy Policy, your use of our Services is also subject to our Terms of Service.

Please note that this Privacy Policy does not describe how the Customers whom you grant access to your payroll accounts use and share your personal information. Please review the privacy policies made available by such Customers to learn more about their practices.

Information We Collect

We may collect a variety of information from or about you or your devices from various sources, as described below.

Information You Provide to Us

Information We Collect When You Use Our Services

Information We Receive from Third Parties

How We Use The Information We Collect

We use the information we collect:

How We Share The Information We Collect

We do not share or otherwise disclose personal information we collect from you except as described below or otherwise disclosed to you at the time of the collection.

Your Choices

Marketing Communications

You can unsubscribe from our promotional emails via the link provided in the emails.  Even if you opt out of receiving promotional messages from us, you will continue to receive administrative messages from us.

Do Not Track

There is no accepted standard on how to respond to Do Not Track signals, and we do not respond to such signals.

If you choose not to provide us with the information we collect, some features of our Services may not work as intended.

Third Parties

Our Services may contain links to other websites, products, or services that we do not own or operate (“Third-Party Services”).  We are not responsible for the privacy practices of these Third-Party Services.  Please be aware that this Privacy Policy does not apply to your activities on these Third-Party Services or any information you disclose to these Third-Party Services.  We encourage you to read the privacy policies of these Third-Party Services.


We make reasonable efforts to protect your personal information by using physical and electronic safeguards designed to improve the security of the personal information we maintain.  However, as no electronic transmission or storage of information can be entirely secure, we can make no guarantees as to the security or privacy of your personal information.

International Visitors

Our Services are hosted in the United States and intended for visitors located within the United States.  If you choose to use our Services from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States for storage and processing.  Also, we may transfer your data from the U.S. to other countries or regions in connection with storage and processing of data, fulfilling your requests, and operating our Services.  By providing any information, including personal information, on or to our Services, you consent to such transfer, storage, and processing.

Children's Privacy

We do not knowingly collect, maintain, or use personal information from children under 16 years of age (“Minors”), and no parts of our Services are directed to Minors. If you learn that a Minor has provided us with personal information in violation of this Privacy Policy, please alert us at

Changes To This Privacy Policy

We will post any adjustments to the Privacy Policy on this page, and the revised version will be effective when it is posted. If we materially change the ways in which we use or share personal information previously collected from you through our Services, we will attempt to notify you through our Services, by email, or by other means.

Contact Information

If you have any questions, comments, or concerns about our processing activities, please email us at or write to us at:

335 Madison Ave
Floor 16
New York, New York 10017